application process - SBI SO

State Bank of India (SBI) is inviting applications for the post of Specialist Officers. Candidates who are eligible can apply online by visiting the official website of the bank. The online Application Form is available on the official website on September 6, 2019.

  • SBI SO 2019 will be conducted by State Bank of India.
  • The application can be processed only through the bank’s official website i.e.
  • Candidates are advised to check the eligibility criteria before applying. Check Eligibility for SBI SO 2019
  • It is important to fill the application form carefully.
  • The application forms can be corrected thrice before final submission. Read About SBI SO 2019 Exam Pattern
  • Application fee of INR 600 must be remitted at the time of application.

Latest: Direct Link to Apply for SBI SO Application Form 2019

State Bank of India recruits suitable contestants for the posts of Specialist Officers. There are 477 Specialist Officers vacancies in SBI on Regular and Contract Basis.

SBI SO 2019 Application Dates

SBI SO 2019 Application Form can be filled on September 6, 2019 in online mode. The closing date of online application is September 22, 2019. SBI SO Payment of fee online can be processed till September 22, 2019.


Here is a tabulation of all the details about SBI SO 2019 Examination:

SBI SO 2019 Event Date
SBI SO 2019 Application will be available from September 6, 2019 (Released)
Last date to fill the SBI SO 2019 Application form September 22, 2019
Last date of editing (Correction) Application form September 22, 2019
Last Date to download the Receipt of Hard Copy of Online application along with enclosure September 29, 2019

SBI SO 2019 Eligibility

SBI SO 2019 Eligibility is mentioned on the basis of Educational Qualification, Professional work experience and Age limit. The basic eligibility for SBI SO 2019 is that applicants should be a citizen of India.

Educational Qualification

  • Regular Position
  1. CA/ICWA from any recognized Board or University.
  2. Bachelor of Technology, Bachelor of Engineering in CSE/IT, Master of Computer Application, Master of Science in CS/IT from any recognized University in addition to CA/ICWA.
  • Contractual Position
  1. Bachelor of Engineering in Computer Science/Electronics/Information Technology
  2. Master of Science in Computer Application/Information Technology/Computer Science with a first class grade from any recognized University.

Professional Work Experience

  • Regular Position
  1. A minimum of 7 years of industry experience in the field of costing/technology consultancy/cost center accounting.
  2. Candidate should have an experience of working with major IT projects in Banking Industry or Financial Information System.
  • Contractual Position
  1. A minimum of 5 years of work experience in Architecture of web and mobile applications is required.
  2. Adequate knowledge of applications and infrastructure will be preferred.

Key skills eligibility

  • Regular Position
  1. Cost center accounting work experience
  2. Leading a stream of large IT transformation exercise
  3. Project management skills & appreciation of the project management standards
  4. Adept to analyse business needs and requirements to identify patterns and develop models
  5. Excellent communication skills
  6. Vendor management skills
  7. End-to-end appreciation of IT processes
  8. Understanding of banking technology solutions
  9. Knowledge and understanding of business decision parameters
  • Contractual Position
  1. Candidates with in-depth experience in Enterprise Java, XML, APIs and related technology will be preferred
  2. Understanding and knowledge of Hybrs, Magento, Bluemix, Adobe, Web frame work and other platforms.
  3. Knowledge of Omni device developments, Dev Ops continuous integration, Agile.
  4. Understanding of IoT, Chatbots, Machine learning, Al and Fintech technology platforms.
  5. In-depth work and handling experience of API Gateways, Design Patterns, Enterprise File Management Systems, Enterprise service bus and Microservices.


Age Eligibility

  • Regular Position
  1. Lower limit: 30 years of age on or after December 31, 2019
  2. Upper limit: 45 years of age on or after December 31, 2019
  • Contractual Position
  1. Upper limit: 40 years of age.

Age relaxation is provided on the basis of category. For candidates belonging to reserved category as well as other categories. The reservation and relaxation details are listed below:

  • Scheduled Caste/Tribe: A relaxation of 5 years in the age of eligibility.
  • Other Backward Classes(Non-Creamy Layer):  A relaxation of 3 years in age eligibility.
  • PWD (SC/ST): Age relaxation of 15 years
  • PWD (OBC): Age relaxation of 13 years
  • PWD (GEN): Age relaxation of 10 years

How to Fill SBI SO 2019 Application Form

The application process for the different SBI SO 2019 posts is similar and must be done online. Candidates will have to visit the official website of the conducting authority. The steps included in the application process have been elaborated below:


  • Visit State Bank of India official website
  • Go to ‘Roles @ SBI’ which will navigate to current openings
  • Click on ‘Recruitment of Specialist Cadre Officers in SBI on Regular and Contract basis (Registrations Open)’
  • Download Advertisement (English/ Hindi) in preferred language
  • Read for eligibility and skills required and check if you fulfil the eligibility.
  1. Applicants should fill in a valid email ID and phone number.
  2. On registration, applicants will receive the registration number.
  3. Registration number along with password should be used to log in to applicant’s account.

Filling of Application Form and Uploading Documents

Once confirmed the eligibility fulfilment click on ‘Apply Online’. Enter all the required details correctly. Upload scanned recent passport-sized photograph and signature in jpg/jpeg format.


Remittance of the Application Fee

Make Payment of Fees via Credit card/Debit card or Net banking. Choose the payment method on the basis of convenience. Applicant’s Admit card will not be generated if the applicant fails to process the payment. Download and save the e-receipt received on successful payment. Click on ‘Submit’.

Once the application is submitted, applicants will be able to download the form. Download and take two print outs of the form. Keep one for reference and send the other copy with required documents and enclosures to the mentioned postal address:

The General Manager, State Bank of India, Corporate Center, Central Recruitment & Promotion Department, Atlanta Building, 3rd Floor, Plot No. 209, VBR, Block No. III, Nariman Point, Mumbai – 400 021.

The application fee is non-refundable and is based category wise. For SC/ST/PWD: INR 100 and for General and OBC category: INR 600. Candidates should employ a valid email address for receiving call letters, advice and interview notifications.

SBI SO 2019 Application for the positions are listed below:

  • Regular Position
  1. Chief Manager (Cost Accountant)
  • Contractual Position
  1. Digital System Architect
  2. System / Business Analyst
  3. Analyst (Analytics)
  4. WAS Administrator
  5. UX Designer
  6. IT Risk Manager
  7. Data Warehouse Architect

Candidates are eligible to apply for more than one post if they fulfil the eligibility criteria. The job description and profile, in brief, is mentioned on the website. Applicants should read before appearing for SBI SO Interview.

Details Present in SBI SO 2019 Application Form

Applicants are required to fill in their details for online application. Details such as Name of the candidate and Father’s Name should be filled as on the Identity certificates. Applicants should keep all the documents and certificates handy to avoid making any errors.

Refer the table below for the details required in SBI SO 2019 Application form

Details Asked Filling Criteria
Name Enter First Name and Last name as on certificates
Name of the Father Enter Fathers First Name and Last Name
Candidate’s Age as on December 31. Years/Months/Days format
Examination as provided by SBI for the position.
Gender Choose gender from the drop-down options
Category Choose your category from the drop-down list
Date of Birth Format should be Date/Month/Year
Residential Address Full residential address with pin code
Phone number Phone number with STD code, if applicable
Email ID A valid email Id should be entered
Academic Details Enter your qualification in the order of latest to oldest such as Degree title, year of passing, scores, percentage etc.
Work Experience Fill in the Current work position, Company name, Job profile or brief description.

SBI SO 2019 Application Form Correction

The application form correction for SBI SO 2019 is possible at certain stages of online application. All the methods are listed below:

  • Form correction will be available through the steps of details until the time of final submission.
  • Applicants can edit and make changes or correct errors in the application form with only three attempts before the closing date.
  • The application details can be edited by using ‘back’ button at the time of online application.
  • Once applicants register and receive registration number and password, it can be used to login and fill the application entries multiple times till the last date of online application.
  • Applicants will be able to log in and edit the details till the closing date of online application, in the only condition that they have not processed the payment stage.
  • Once the payment for application fees is processed, the application form cannot be edited.
  • Applicants are required to add and edit before the final submission and payment of fees.
  • No corrections should be sent on the mentioned postal address.

exam pattern - sbi so

State Bank of India (SBI) conducts SBI SO 2019 exam to recruit Specialist Officers as Assistant Managers, Engineers, Officers, Architects, designers, administrators, Tester, Manager, Analysts, Developers, Test lead, innovation specialist, and various other Posts on the regular/ contractual basis. Online registration starts on September 6, 2019. The application form for SBI SO 2019 closes on September 22, 2019. The admit card will be available from October 10, 2019 to download. The exam will be held on October 20, 2019.

  • The exam will be conducted in online mode.
  • Candidates can choose their exam center at the time of filling up application form and under no circumstances they will be permitted to change the center later.
  • 0.25 Or ¼ mark will be deducted for every incorrect answer.
  • The exam can be attempted in English and Hindi both.
  • For each course, there will be 2 exams.
  • The exam will be objective or MCQ type.
  • A total of 200 questions will be provided to the candidates having 5 options each.
  • The subjects that will be included in almost all courses are Reasoning, Quantitative aptitude, English and General Knowledge.

SBI SO 2019 Exam Pattern Highlights

Exam Pattern Highlights
Exam Mode Online
Number of papers  2
Question Paper Type  MCQ
Exam language  English/ Hindi
Posts offered Assistant Managers, Engineers, Officers, Architects, designers, administrators, Tester, Manager, Analysts, Developers, Test lead, innovation specialist, and various other Posts on the regular/ contractual basis
Number of questions Depends on the post you are applying for

SBI SO 2019 Exam Pattern

There is a separate exam to recruit Specialist Officers as Assistant Managers, Engineers, Officers, Architects, designers, administrators, Tester, Manager, Analysts, Developers, Test lead, innovation specialist, and various other Posts on the regular/ contractual basis. The exam pattern for each of them is different.


SBI SO Exam Pattern (For Systems, CA and Engineering Officers)

The exam for the post of Systems, CA and Engineering Officers will be conducted in two parts. Candidates will have to attempt Question Paper 1 and Question Paper 2. Question paper 1 will be conducted for 90 minutes. Candidates will be asked to answer 120 questions from three sections namely, English Language, Reasoning Ability, Quantitative Aptitude. Similarly, question paper 2 will have questions related to professional knowledge. The detailed exam pattern has been tabulated below:


Question paper 1

Sr. No. Name of the Test Number of Questions Maximum Marks
1 English language 35 35
2 Reasoning Ability 50 50
3 Quantitative Aptitude 35 35
Total Time Duration- 90 Minutes 120 120

Question paper 2

Sr. No. Name of the Test Number of Questions Maximum Marks
1 Professional Knowledge 50 100
Total Time Duration- 45 Minutes 50 100

SBI SO Exam Pattern (For Law Officers)

For the post of Law Officers, applicants will have to attempt 2 papers- Question Paper 1 and Question Paper 2. Question paper 1 comprising 50 questions from English Language while 70 questions from Reasoning Ability will be asked. In question paper 2, professional knowledge will be tested for maximum of 50 marks. The details are as follows:

Question paper 1

Sr. No. Name of the Test Number of Questions Maximum Marks
1 English language 50 50
2 Reasoning Ability 70 70
Total Time Duration- 90 Minutes 120 120

Question paper 2

Sr. No. Name of the Test Number of Questions Maximum Marks
1 Professional Knowledge 50 100
Total Time Duration- 45 Minutes 50 100

SBI SO Exam Pattern (For Official Language Officers)

Official Language Officers will be required to have proficiency in Hindi and English language along with the possession of some reasoning abilities. Based on these skills the exam will be conducted. Question paper 1 shall be conducted for 90 minutes. Question paper 2 will be consisting of professional knowledge questions. The details are:

Question paper 1

Sr. No. Name of the Test Number of Questions Maximum Marks
1 Language (Hindi & English) 70 70
2 Reasoning Ability 50 50
Total Time Duration- 90 Minutes 120 120

Question paper 2

Sr. No. Name of the Test Number of Questions Maximum Marks
1 Professional Knowledge 50 100
Total Time Duration- 45 Minutes 50 100

SBI SO Exam Pattern (For Economist)

Unlike other exams, candidates for this post are required to appear for 3 papers. Question Paper 1 should be attempted within 90 minutes’ time. While Question Per 2 and Question Paper 3 will be conducted in 45 minutes for each paper. The details have been listed below:


Question paper 1

Sr. No. Name of the Test Number of Questions Maximum Marks
1 English language 35 35
2 Reasoning Ability 50 50
3 Quantitative Aptitude 35 35
Total Time Duration- 90 Minutes 120 120

Question paper 2

S.No. Name of the Test Number of Questions Maximum Marks
1 Professional Knowledge 50 100
Total Time Duration- 45 Minutes 50 100

Question Paper 3

The third question paper for the post of ‘Economist’ will be of a descriptive nature. Candidates will be asked to write an essay on a topic related to Economics. The question paper will be of 50 marks. 45 Minutes will be provided to the candidates to solve the question paper.

SBI SO 2019 Marking Scheme

The marking scheme is such that, questions asked in question paper 1 will be comprising one mark for each correct answer. 0.25 Or ¼ mark will be deducted for every incorrect answer. In question paper 2, 50 questions for a total of 100 marks will be asked. There will be different exams which carry different marks and also time allotted to them is different. Candidates have to score minimum marks to crack this exam.

SBI SO 2019 Syllabus

There are several posts which SBI recruits through SBI SO exam and there are different question papers are set for each of the different posts. Below is the professional knowledge section of the question paper:

  • Chartered Accountant: Accounting Standards, Accounting Guidance Note, Financial Report Standards, Indian Accounting Standards, Corporate Financial Reporting, Accounting and Reporting of Financial Instrument, Share-based Payment, Liability Valuation, Share, Business valuation, Inflation Accounting, Indian Capital Market, Mutual Funds, Foreign Exchanges, Auditing etc.
  • Statistician: Basic Statistical Methods and Inference, Uni-Variate Data, Bi-Variate Data, Time series forecasting, Sampling Concepts, Sampling Distribution, Estimations Theory, Simple Regression, Multiple Regression, Variance Analysis, Banking-Insurance, Financial Market, Foreign Exchanges, Forecasting Portfolio etc.
  • Law Officer: Banking Regulated Laws, Banking Security Laws, Negotiable Instruments, Ethics and Corporate Governance in Banking, Financial Analysis, Banking Operational Laws, Banker-Customer Relations, Electronic Banking, Loans and Advances, Compliance and Legal Aspects, Security Types and Regulatory Frameworks etc.
  • Systems Officer/IT Officer: Computer Networks and Basic Programing Languages (C, C++, Java), Data Base Management Systems (DBMS), Basic concepts of Software and Hardware, Data Structures, Computer Organization, Computer Networks, Network Programming, Algorithms, Digital Electronics, Web Technologies, Information Systems and Software Engineering etc.

Question paper 1 mainly consists of the topics from Reasoning Abilities, Quantitative Abilities and English Language. The topics covered in this section are as follows:

Reasoning Ability Quantitative Aptitude English
Alpha Numeric Sequence Puzzle. Averages. Articles.
Alphabet Test. Boats & Streams. Cloze Test.
Arithmetical Reasoning, Classification. Clocks. Comprehension.
Clocks & Calendars. Decimal & Fractions. Conclusion.
Data Sufficiency. HCF & LCM. Fill in the Blanks.
Deriving Conclusions from Passages. Line Graphs. Para substitution
Direction and distance Sense Test. Logarithms. Para Jumble
Inserting The Missing Character. Mensuration. Close test/ passages
Time sequence test Mixtures & Allegations. Synonyms/Antonyms
Analytical reasoning Compound Interest Choosing the appropriate word
Cause and effect Input and output arrangements Time, Speed and Distance Spelling check
Seating arrangements Profit and Loss Idioms & Phrases.
Coded inequalities Permutation and Combination Completion of a Sentence.
Decision making, Probability Correction of a Sentence.
Logical Sequence of Words. Data Interpretation and sufficiency (will include Pie charts, Data table, Bar Graphs, Line graphs, Mixed graphs, case study etc.) Re-arrangement of a Sentence.
Logical Venn Diagrams. Permutation & Combination. Subject-Verb Agreement.
Statement – Conclusions. Problems on Ages. Tenses.
Theme Detection, Alphabet numbers Problems on Trains. Theme detection.
Series Test, Syllogism Roots. Unseen Passages.
Analogies/Decision-making Simplification. Verb.
Coding/Decoding Time and Work. Word Formation.
Blood Relations Volume & Surface Vocabulary
Odd one out Number Area. Grammar
Ranking Number system and simplification Identification of errors
Statement and assumptions Unitary Method
Course of action Problem based on numbers
Passage and conclusion test Ration and Proportion
Assertion and reason Statement and course of action Partnership
Non- verbal reasoning will include sense test, odd figures, analogy etc. Simple Interest Compound interest

Professional Knowledge (Common for all IT Posts)

  • Data Base Management System (DBMS)
  • Data Communication & Networking
  • Computer organization & Microprocessor
  • Data structure
  • Integrated circuits
  • Programming language C, C++ and OOPS
  • Cyber Security and Threats
  • Operating system & amp; system programming
  • Compiler design
  • Software engineering
  • Mobile Technologies
  • Digital electronics
  • Basic Terms

Professional Knowledge (Common for all Finance Posts)

  • Direct and Indirect Taxes
  • Cost Accounting Concepts
  • Management Accounting Concepts
  • Basic Accounting concepts and principles
  • Accounting Standards
  • Auditing standards

Recommended Books

The following books are to be consulted for preparation of SBI SO:

Book Name Author/ Publisher
SBI Specialist Officer Exam (E) Arihant
The C Programming language Brian W Kernighan
Classic Data Structures Debasis Samanta
Introduction to Algorithms Udi Manber
Operating System Concepts Silberschatz, Galvin, Gagne
An Introduction to Formal Languages and Automata Peter Linz
Quantitative aptitude R S Agarwal
General Awareness & Current Affairs Manohar Pandey
English Language Lucent’s General English
Electronic devices and circuits Bogart
Electronic devices and circuits Millman and Halkias

results - sbi so

SBI SO 2019 will be conducted on October 20, 2019. The results for the same are expected in the last week of January, 2020. SBI SO is a national level exam. Candidates need to visit the official website to check their results and obtain their scorecard.

Latest:SBI has released the final recruitment result of Specialist Cadre Officer in SBI on a contract basis for which the application was accepted till July 12, 2019. Seventeen candidates have been selected for “Relationship Manager (Team Lead)” profile while no candidate is selected for “Head (Product Investment Research)” profile. Direct link to download SBI SO Result.

  • The results will be available on
  • SBI SO 2019 Result will display the scorecard of the candidates.
  • Based on the scores and cut off the candidates, they will be called for interview.
  • The recruitment will be decided by the State Bank of India.

State Bank of India (SBI), headquartered in Mumbai, Maharashtra conducts Specialist Officers recruitment exam nationwide once in a year to recruit candidates for various posts in Specialist Officers Cadre on regular and contract basis.

SBI SO 2019 Exam Result Highlights

Result Highlights
SBI SO 2019 Exam Date October 20, 2019
Official Site for SBI SO 2019 Exam result announcement
SBI recruitment contact email
SBI SO 2019 exam conducting authority State Bank of India (SBI), Central Recruitment & Promotion Department, Corporate Centre, Mumbai
SBI SO 2019 Result Last week of January 2020

Important Dates for SBI SO 2019 Exam

Below tables shows the tentative dates for SBI SO 2019 Exam result and interview process.

Event Tentative Date
SBI SO 2019 Exam Date October 20, 2019
SBI SO 2019 Result Last week of January 2020
SBI SO 2019 personal interview Last week of January 2020
Final Selection list date First week of February 2020

How to Check SBI SO 2019 Result

State Bank of India will release SBI SO 2019 Results by February 2020. Below are the steps to download SBI SO 2019 Results:

  • Visit the careers page link of SBI website –
  • Click on the link – Recruitment of Specialist Cadre Officers in SBI on the Regular and Contract basis (Final Results Announced).
  • Now click on the link – Final Select List.
  • The results PDF file will open in the browser, which contains the final list of selected candidates in SBI SO 2019 exam.
  • View the result and save the PDF file for future references.

Details on Scorecard

Scorecard will include the marks scored by the candidate in SBI SO 2019 exam. Given below are the details mentioned on the scorecard:

  • Candidate’s name
  • Date of Birth
  • Registration number
  • Cut Off score
  • Qualifying status
  • Merit rank

SBI SO 2019 Exam Answer Key

The steps to download Answer key for State Bank of India Specialist Officer 2019 are as follows:

  • Visit the official website of SBI –
  • Click on the Careers link on the homepage.
  • Find and click on the download link “Answer Key for Specialist Cadre Officer Online Examination ­2019”.
  • Now, the solved exam paper PDF sets – A, B, C and D will be displayed.
  • Select the set, download and save the solution key to verify your answers.

SBI SO 2019 Merit List

Recruitments to all the posts through SBI SO 2019 will be based on the Merit list given by State Bank of India. Merit List will be prepared based on the scores obtained in interview only.

Tie Breaking Methods for Candidates with Same Score

If more than one candidate secures the same cut off marks in SBI SO 2019 exam, their merit rank will be calculated based on the age of candidates. Candidates who are elder will be ranked higher than younger candidate in the merit list prepared by State Bank of India.


SBI SO 2019 Exam Cut Off

SBI SO 2019 Cut Off will depend on various factors such as total number of applicants, total number of seats and difficulty level of SBI SO 2019 exam.

  • SBI SO 2019 cut off marks are decided by Central Recruitment and Promotion Department of SBI bank.
  • Aspirants clearing the online exam and the interview also need to obtain the qualifying cut off score prepared by State Bank of India (SBI).
  • Aspirants have to qualify in all the stages of SBI SO 2019 selection process, post which the selected candidates’ list based on the cut off will be announced on the official website of SBI bank.

SBI SO 2019 Exam Interview

Candidates are advised to check their active email ID, through which they will receive their call letter, Interview advices, etc. SBI SO 2019 Interview details are as follows:

  • The final round of SBI SO 2019 selection process is the personal interview.
  • A sufficient number of candidates who meet the qualifying marks decided by SBI Bank will be called for the interview as per the requirements.
  • Based on the performance of candidates and mark scored in the interview, they will be offered the appointment.
  • If selected, candidates are required to produce the proper discharge certificate or relieving certificate from the current employer at the time of appointment.
  • Appointment of the selected candidates is subjected to medical fitness requirement as per the norms specified by SBI Bank.
  • Candidates will be given their posting at Navi Mumbai. State Bank of India (SBI) reserves the right to decide the location of posting of candidates as per the requirement of the bank.

Documents Required for Interview

The mandatory documents to be brought at the time of interview process are given below:

  • One copy of Resume
  • Certificate of date of birth
  • Any valid Government ID proof
  • Caste Category certificate
  • Educational Certificates
  • Experience Certificates
  • Current Pay Slip
  • Form 16 or ITR (2018 – 2019)

Practice papers - sbi so

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